# Matteo Gamba

> Global Payments & Fraud Leader | $13B GMV 💰 Operator | Ex-Wayfair, Wise & Rocket Internet

I build and scale payments & fraud orgs that drive measurable profit impact.

Over 9 years leading Payments & Fraud at Wayfair, I held accountability for a $13B+ GMV global business, built and scaled a 100+ person cross-functional organization across product, engineering, analytics, and operations, and delivered $100M+ in recurring annual profit impact through authorization uplift, fee optimization, fraud reduction, and working capital strategy.

Previously, I held product roles at Wise and high-growth Berlin startups, building acquisition and monetization engines across SEO, referral systems, and performance channels.

Today, I advise fintechs, marketplaces, and enterprise e-commerce companies on how to:
✔️ Turn payments from a cost center into a strategic profit lever
✔️ Design multi-PSP, tokenization, and orchestration strategies
✔️ Improve auth rates, AOV, and conversion
✔️ Reduce fraud without damaging customer experience
✔️ Build and scale high-performance payments & risk teams
✔️ Develop practical AI and agentic commerce capabilities

Beyond strategy, I help leadership teams craft and sell a clear payments narrative internally, aligning Product, Finance, Engineering, and Risk around a coherent roadmap and securing executive buy-in for high-impact initiatives.

I’m a frequent industry speaker and advisory board member across the payments and fraud ecosystem, and I maintain a deep network of merchants, solution providers, and investors. When relevant, I can provide informed perspective on vendor landscape, build vs buy tradeoffs, and emerging players.

If you're navigating complex payments architecture, fraud tradeoffs, or strategic fintech decisions, I provide direct, operator-level feedback and playbooks that work at scale.

Book an exploratory session to clarify your priorities, pressure-test your strategy, and identify the highest-impact levers in payments and fraud.

**Rating:** 5/5 (1 reviews)

## Offerings

- Video call (15 min): $350.00

## Subscription Plans

- Payments Strategy & Profit Growth — 1:1 Executive Partner ($1750.00/month)
- Payments Profit & PSP Strategy — 1:1 Strategic Advisor ($900.00/month)

## Example Questions

- How do you set up a successful multi-PSP strategy?
- Which payment methods and payment providers should we consider using for our business?
- How do you choose whether to build or buy a scalable and performant payment orchestration platform?
- What key metrics should I look at when defining a successful payments and/or fraud strategy?

## Links

- [Expert profile](/MatteoGamba)
- [Avatar](https://media.intro.co/avatars/649193tlMfYXJ6.jpg)
- [Marketplace](/marketplace)